Iscential is an independent insurance agency, risk management, and financial services firm. We help individuals, families, and businesses protect their most valuable assets. We work with over 140 different insurance and financial carriers to find the absolute best option for you. Iscential is licensed to assist you in Texas, Pennsylvania, California, Oregon, Washington, Louisiana, New Mexico, Oklahoma, and over 30 more states.
Iscential Mission Statement
In everything that we do at Iscential, we believe in creating a new way of thinking that challenges the status quo. The way we challenge the status quo is by fully evaluating your situation, creating and implementing a truly unique plan designed to meet your goals, and exceed your expectations. We believe we make risk management, insurance, and financial services simple to understand and Iscential to your success. We believe in being Iscential… absolutely Iscential… to you… to us.
Trusted Advice Peace of Mind since 1993
Iscential is an Independent Insurance agency, risk management, and financial services agency.
We currently work with over 140 different insurance companies.
Iscential was founded in 1993 as a Nationwide Insurance agency (and was then known as the Barhorst Insurance Group). In 25 years, the agency has grown to more than 200+ employees and 30+ locations across the US. Iscential provides a full range of risk management, insurance and financial services for individuals, families and businesses. Iscential CEO, Warren Barhorst, has truly cultivated a culture of success. Iscential is the largest writer of Nationwide property & casualty insurance in the country.
Iscential provides insurance products for individuals, families, and businesses, including: auto, motorcycle, boat, homeowners, life, farm, flood, commercial, employee & individual benefits, workers compensation, administrative services, annuities, mortgages, mutual funds, pensions, long-term savings plans and health and productivity services.
What our customers are saying about us
Have been supported by this agency for over 10 years and nothing but the best to say about the service, professionalism and alternative advice that's provided. Jan Schramm has been incredible given her proactive and customer first approach to services. I have several properties covered throughout the years and even with looking at comparable pricing, they have always been at the top. Don't think of them as a local agency, they can cover multiple states. Ask for Jan!Michael B.10/19/2020
Very happy with exceptional customer service with Michael Brown at Iscential. It was great doing business with him and the agency. Thanks.Van H.10/13/2020
- Miles F.10/13/2020
Excellent Customer Service and an even better response time. I was able to get all of my issues handled in a hour or two. Thank you again Eloisa Garcia for your assistance with my policy questions and changes.Ja B.10/06/2020
Outstanding service, knowledge, professionalism, and responsiveness. After meeting with multiple agencies to obtain business insurance , Iscential was the clear choice. Amy Johnson and Luke Bailey made the effort to truly understand my requirements and tailored my coverage to meet the current needs. They even went to bat for me with the carriers to get the better pricing. Will definitely continue to rely on them as my business and insurance requirements grow!Kevin S.9/29/2020
When I purchased a new vehicle, I needed to adjust my insurance coverage at the last moment on a Friday afternoon late. Jessa was incredibly helpful and responsive, working until after 5:00 to make certain I would be ready to take delivery the following Saturday. Thank you for all your help Jessa! DaleAnita K.9/29/2020Deborah A.9/29/2020
I referred my Grandma to Iscential for her home and car policies. She was with her agent for over twenty years and Kristi reviewed her policies with her so that she understood the coverage she had gaps she had with her coverage. I was so happy that the move to a new agent was flawless and my Grandma is now protected correctly. Thank you Iscential and Kristi Howton. I am also an employee so it took a lot to impress me.... read moreAmber M.9/21/2020
I am SO beyond pleased with Kristi Howton with Iscential. She was so kind, patient with me and answered all my questions. She returned my call within minutes on a Sunday afternoon and helped me bind my policy within minutes. I am so grateful and thankful for her, will absolutely recommend!OZ B.9/01/2020
Jessa did a great job helping us on our glass claim and even called and submitted the claim for us! Thank you so much for such awesome customer service!Leslie W.8/22/2020
I met with Kristi to get pricing on medical insurance for my family of 5 and she was very friendly and accommodating. We went through the options, and there were multiple options that were more affordable than I expected and with better coverage than I currently had. She also advised me of their various departments and met with some of their other staff which were all just as friendly. A very customer oriented environment and highly recommend for those looking for new... read moreRandall C.8/18/2020
Very prompt very professional and very courteous… Saved hundreds of dollars thanks to the help of my agent Salina HenryMichael C.8/12/2020
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Email Address: [email protected]
Facebook: Theresa AmedenBoucif B.8/12/2020
Deborah is wonderful to work with and provides so much information. Her knowledge of the Insurance industry has helped me. Very professional and I would recommend her to all friends and family.J n.7/20/2020
Iscential is great! Kristi took the time to explain all the options to me and the pros and cons, just made the entire process very smooth!Maria I.7/13/2020
Christopher Niakian is Amazing! He worked with me for 2 days to get me the policy we needed for our 1st 18 Wheeler. He's knowledgeable and goes above and beyond; even staying late to go over everything so I understood and ensure we got the best cost for what we needed!!! Definitely recommend his company and especially him!Teresa C.6/27/2020
I had the best experience obtaining insurance with Kayla's help. She was punctual, thorough, and so incredibly kind! This is my first time purchasing insurance through an agent, and I have no idea why I never did so before. She was always available to answer any questions and really cared about making sure the customer was happy. I highly recommend this agency!Rahul6/23/2020
Had the experience of changing insurance companies due to my current company no longer servicing policies like mine. Kim went over the proposed company changes item by item. I feel good about the change and am looking forward to continued coverage in the manner I have been accustomed.Donna R.6/14/2020
Kayla is extremely knowledgeable and helped us get a great value policy. She is personable and is willing to go the extra mile for all her clients. I highly recommend her to anyone.Stacey H.6/07/2020
Sandy made my experience SO smooth. She was extremly helpful at helping find exactly what I needed but most of all made be feel like family. She definitely provided me with the best undivided attention I needed. Sandy is my go to now. Thank you Sandy.Vannessa C.6/07/2020
Jessa LaFavre has been helping me on multiple policies and always on top of things and extremely thorough with helping you out. I highly recommend her and appreciate everything that she does for me and my family. Thank youNandan C.5/29/2020
Kristi did a fantastic job and took the time to explain everything about my policy to me. Definitely recommend. Thank you!Kimberly M.5/27/2020
Every time I need a COI early morning , Late at night or have any questions I always contact Mr. Christopher . He really is an A1 Agent , and to my amazement his response time “Is Quick” as if he sleeps with his computer on his chest waiting for an Email ... Wow ! I’m impressed with the whole Iscential Insurance Team ! I will highly recommend others to give ya their business . Thank you so much for everything ya’ do ! Yanez... read moreIsidro Y.5/26/2020
Chris Nakian was very easy to work with and able get everything done that I needed. Chris is always very professional and responsive. I have since recommended Chris to my parents, who have nothing but praise for him as well. Keep up the good work Chis!GREG E.5/24/2020
Christopher at Iscential took care of all my insurance needs. He answered all my questions in the most knowledgeable and professional way possible and had the best quote for the best value. No need to shop around. This is the go to guy for all my insurance needs.Jonathan C.5/24/2020
I just started an auto and renter's policy with Iscential and I felt heard and understood. I liked how every part of the policies was explained. I truly felt that they were looking out for my best interests in mind. I also liked how personalized the experience was from the get go. I want to do a personal shoutout to Christopher Niakian, my account rep! Thank you for welcoming me into the Iscential family.Joey C.5/24/2020
8220 Jones Road, Suite 100 Houston, TX 77065
Iscential is an independent insurance agency, risk management, and financial services agency. We help individuals, families, and businesses protect their most valuable assets. We work with over 140 different insurance and financial carriers to find the absolute best option for you.
Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.
Cambridge and Iscential Inc are not affiliated.
Any Investment communication is strictly intended for individuals residing in Texas. No offers may be made or accepted from any resident outside the specific states referenced.