Iscential is an independent insurance agency, risk management, and financial services firm. We help individuals, families, and businesses protect their most valuable assets. We work with over 140 different insurance and financial carriers to find the absolute best option for you. Iscential is licensed to assist you in Texas, Pennsylvania, California, Oregon, Washington, Louisiana, New Mexico, Oklahoma, and over 30 more states.
Iscential Mission Statement
In everything that we do at Iscential, we believe in creating a new way of thinking that challenges the status quo. The way we challenge the status quo is by fully evaluating your situation, creating and implementing a truly unique plan designed to meet your goals, and exceed your expectations. We believe we make risk management, insurance, and financial services simple to understand and Iscential to your success. We believe in being Iscential… absolutely Iscential… to you… to us.
Trusted Advice Peace of Mind since 1993
Iscential is an Independent Insurance agency, risk management, and financial services agency.
We currently work with over 140 different insurance companies.
Iscential was founded in 1993 as a Nationwide Insurance agency (and was then known as the Barhorst Insurance Group). In 25 years, the agency has grown to more than 200+ employees and 30+ locations across the US. Iscential provides a full range of risk management, insurance and financial services for individuals, families and businesses. Iscential CEO, Warren Barhorst, has truly cultivated a culture of success. Iscential is the largest writer of Nationwide property & casualty insurance in the country.
Iscential provides insurance products for individuals, families, and businesses, including: auto, motorcycle, boat, homeowners, life, farm, flood, commercial, employee & individual benefits, workers compensation, administrative services, annuities, mortgages, mutual funds, pensions, long-term savings plans and health and productivity services.
What our customers are saying about us
I referred my Grandma to Iscential for her home and car policies. She was with her agent for over twenty years and Kristi reviewed her policies with her so that she understood the coverage she had gaps she had with her coverage. I was so happy that the move to a new agent was flawless and my Grandma is now protected correctly. Thank you Iscential and Kristi Howton. I am also an employee so it took a lot to impress me.... read moreAmber M.9/21/2020
I am SO beyond pleased with Kristi Howton with Iscential. She was so kind, patient with me and answered all my questions. She returned my call within minutes on a Sunday afternoon and helped me bind my policy within minutes. I am so grateful and thankful for her, will absolutely recommend!OZ B.9/01/2020
I met with Kristi to get pricing on medical insurance for my family of 5 and she was very friendly and accommodating. We went through the options, and there were multiple options that were more affordable than I expected and with better coverage than I currently had. She also advised me of their various departments and met with some of their other staff which were all just as friendly. A very customer oriented environment and highly recommend for those looking for new... read moreRandall C.8/18/2020
Very prompt very professional and very courteous… Saved hundreds of dollars thanks to the help of my agent Salina HenryMichael C.8/12/2020
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Email Address: [email protected]
Facebook: Theresa AmedenBoucif B.8/12/2020
Deborah is wonderful to work with and provides so much information. Her knowledge of the Insurance industry has helped me. Very professional and I would recommend her to all friends and family.J n.7/20/2020
Iscential is great! Kristi took the time to explain all the options to me and the pros and cons, just made the entire process very smooth!Maria I.7/13/2020
Christopher Niakian is Amazing! He worked with me for 2 days to get me the policy we needed for our 1st 18 Wheeler. He's knowledgeable and goes above and beyond; even staying late to go over everything so I understood and ensure we got the best cost for what we needed!!! Definitely recommend his company and especially him!Teresa C.6/27/2020
I had the best experience obtaining insurance with Kayla's help. She was punctual, thorough, and so incredibly kind! This is my first time purchasing insurance through an agent, and I have no idea why I never did so before. She was always available to answer any questions and really cared about making sure the customer was happy. I highly recommend this agency!Rahul6/23/2020
Had the experience of changing insurance companies due to my current company no longer servicing policies like mine. Kim went over the proposed company changes item by item. I feel good about the change and am looking forward to continued coverage in the manner I have been accustomed.Donna R.6/14/2020
Kayla is extremely knowledgeable and helped us get a great value policy. She is personable and is willing to go the extra mile for all her clients. I highly recommend her to anyone.Stacey H.6/07/2020
Kayla has helped me feel so comfortable with this new and overwhelming process. She has been extremely attentive and responsive. I highly recommend!!rafaela k.5/29/2020
Jessa LaFavre has been helping me on multiple policies and always on top of things and extremely thorough with helping you out. I highly recommend her and appreciate everything that she does for me and my family. Thank youNandan C.5/29/2020
Every time I need a COI early morning , Late at night or have any questions I always contact Mr. Christopher . He really is an A1 Agent , and to my amazement his response time “Is Quick” as if he sleeps with his computer on his chest waiting for an Email ... Wow ! I’m impressed with the whole Iscential Insurance Team ! I will highly recommend others to give ya their business . Thank you so much for everything ya’ do ! Yanez... read moreIsidro Y.5/26/2020
I just started an auto and renter's policy with Iscential and I felt heard and understood. I liked how every part of the policies was explained. I truly felt that they were looking out for my best interests in mind. I also liked how personalized the experience was from the get go. I want to do a personal shoutout to Christopher Niakian, my account rep! Thank you for welcoming me into the Iscential family.Joey C.5/24/2020
Chris Nakian was very easy to work with and able get everything done that I needed. Chris is always very professional and responsive. I have since recommended Chris to my parents, who have nothing but praise for him as well. Keep up the good work Chis!GREG E.5/24/2020
Christopher Niakian,I can't thank you enough for taking the time in finding me an affordable insurance rate especially at this time of such economical and stressful situations .You took the time to listen to my request.You promised me that would try your best to help me and that you did.You kept me updated during the whole period.I really appreciate everything that you have done.As a frontline worker in the medical field it has been a challenge not knowing which way things... read moreSandra H.5/24/2020
My Insurance agent, Christopher Niakian, was extremely helpful, personable and knowledgeable on the life insurance process. He made me feel at ease and gave me various options when choosing my policy. I was hesitant to make such a big decision for myself but he walked me through the whole process making sure I was comfortable and up to date! 10/10 recommend working with him! Will be referring him to whoever is needing any type of insurance!Mitra N.5/24/2020
Iscential has been our provider for years, and we highly recommend their services. Karen and Froggy, along with the rest of the staff, have been amazing to work with, and have always been super responsive to any question or concern we've had along the way!Lauren K.5/17/2020
Charles Hobbs has always been extremely responsive and has always saved me money where he can. I appreciate his hard work on my behalf.Andrew H.5/17/2020
Johnathon B was a pleasure to work with. He answered all of my many, many questions in a timely, professional manner. Thank you Johnathon!Ellen S.4/30/2020
8220 Jones Road, Suite 100 Houston, TX 77065
Iscential is an independent insurance agency, risk management, and financial services agency. We help individuals, families, and businesses protect their most valuable assets. We work with over 140 different insurance and financial carriers to find the absolute best option for you.
Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.
Cambridge and Iscential Inc are not affiliated.
Any Investment communication is strictly intended for individuals residing in Texas. No offers may be made or accepted from any resident outside the specific states referenced.