Iscential is an independent insurance agency, risk management, and financial services firm. We help individuals, families, and businesses protect their most valuable assets. We work with over 140 different insurance and financial carriers to find the absolute best option for you. Iscential is licensed to assist you in Texas, Pennsylvania, California, Oregon, Washington, Louisiana, New Mexico, Oklahoma, and over 30 more states.
Iscential Mission Statement
In everything that we do at Iscential, we believe in creating a new way of thinking that challenges the status quo. The way we challenge the status quo is by fully evaluating your situation, creating and implementing a truly unique plan designed to meet your goals, and exceed your expectations. We believe we make risk management, insurance, and financial services simple to understand and Iscential to your success. We believe in being Iscential… absolutely Iscential… to you… to us.
Trusted Advice Peace of Mind since 1993
Iscential is an Independent Insurance agency, risk management, and financial services agency.
We currently work with over 140 different insurance companies.
Iscential was founded in 1993 as a Nationwide Insurance agency (and was then known as the Barhorst Insurance Group). In 25 years, the agency has grown to more than 200+ employees and 30+ locations across the US. Iscential provides a full range of risk management, insurance and financial services for individuals, families and businesses. Iscential CEO, Warren Barhorst, has truly cultivated a culture of success. Iscential is the largest writer of Nationwide property & casualty insurance in the country.
Iscential provides insurance products for individuals, families, and businesses, including: auto, motorcycle, boat, homeowners, life, farm, flood, commercial, employee & individual benefits, workers compensation, administrative services, annuities, mortgages, mutual funds, pensions, long-term savings plans and health and productivity services.
What our customers are saying about us
I would like to say that Christopher was amazing in helping me find the right policy for my son. He was patient, very helpful, kind, and definitely cares about his customers. I would truly recommend any body to him as he provided wonderful customer service. Thanks Chris for be SUPERB!!!!Janiece F.2/19/2020
I highly recommend Kayla Warren at Iscential Insurance Agency. She is an absolute pleasure to work with! I shopped around for quotes on auto and home policies, and Kayla was able to get me the best rate with excellent carriers. Her attention to detail, quick response time, and great customer service really make an outstanding agent to work with.Naomi S.2/05/2020
Working with Kayla Warren at Iscential was fantastic. Her customer service is unparalleled and she made sure that no stone was left unturned in making sure that all of my needs were met and all my questions answered when it came to all my insurance needs. Highly recommend!Scott K.2/04/2020
Kristi Howton did an amazing job explaining my insurance need options. She not only saved me money, but provided a better carrier. Thank you so much Kristi! I look forward to a LONG relationship!Gloria S.1/31/2020
The Benefits team at Iscential is first class with knowledge of the industry and a friendly, responsive and welcoming staff. They have worked tirelessly on making sure my family's benefit plan is the right fit for our needs. I cannot recommend them enough.Todd H.1/23/2020
I thought insurance was insurance. Well. It's not. Prior to Iscential, one of the worst financial decisions I ever made was saving a few thousand dollars on a "check the box" policy. Well, what happens when that "check the box" policy actually has a claim? The insurers "check out" and you're left holding the bag, or, in my case, litigation. Sitting down with Luke and Warren, my understanding and appreciation of insurance has completely changed. I pay more for insurance than I did before, but... read moreAustin H.1/23/2020
We use Iscential for all our insurance needs. They came to our rescue when we were let down by another group. Everyone is extremely professional, knowledgeable, and helpful. Highly recommended!Radiance M.1/23/2020
I am so very thankful for Amber's help with my benefits coverage! I made a mistake and she could not have handled the situation with more kindness and proficiency. Thank you so very much for taking a bad and stressful situation and turning it into such an easy experience.tlcomstive C.1/23/2020
If you have employee insurance needs, then I highly recommend Iscential. They're awesome! Debra, Amber and gang are super easy to work with and will do ALL the heavy lifting to meet your needs. They even presented to our staff a power point presentation! Don't delay, reach out to them today. You won't be disappointed!Lee M.1/22/2020
I have used several insurance companies over the past 25 years and none compare to the level of service I currently receive from Iscential. Their staff is proactive in making sure I understand the details of each policy and managing the risk of each item being insured. Their response to questions is always timely and informative.David A.1/21/2020
John was great - prompt and very helpful in suggesting a good option for our homeowners insurance. As first-time home buyers we appreciated his taking the time to explain/breakdown different policy options, and in the end helped save us money by bundling with our auto insurance- 10/10 would recommend!Zach R.1/19/2020
- Elizabeth T.1/09/2020
I worked with Christopher to shop for mortgage insurance. His customer service was impeccable, he was knowledge and kind. 5 stars for customer service!Ashlyn L.1/06/2020
Business owners, listen up! Kristi Howton with iscential can give you the customized insurance that you and your business needs—great prices for excellent coverage. Kristi and the team there will work with you to customize everything for your specific industry. They think of everything! Call and ask for Kristi!!!Laura L.1/06/2020
Cristopher Niakian helped me and my husband purchase homeowners insurance, as new homeowners I did not need the stress of another task Mr. Niakian helped with the whole process and handled everything, on top of that he found us the best premium out of all the other insurance carriers. I highly recommend him to be your agent if you want a stress-free experience!Cresencia M.12/06/2019
I'm very pleased with the level service I have received from this company, especially my Rep. Christopher. He was very attentive to what I needed and went above and beyond to find me a great quote that was more than what I was paying currently but he also helped me find out that I was getting charged wrongfully for years by my current ins. Provider. Can't put a price tag on great customer service. Chris is an awesome rep to work with and I look... read morewinston s.12/04/2019
Chris is probably the best insurace agent I’ve ever worked with. I always look to work with attentive and caring people, and Chris is just that. He helped me get a policy for an investment property of mine, and we’re working on another one now. I definitely recommend Chris for all your insurace needs!Nick M.11/06/2019
I was looking into other options for Home and Auto insurance to save a few bucks, but I was not excited about the process as I had tried this in the past with no success. Chris made this process simple and broke down my options in a way that was easy to understand and the transition was seamless. I saved on Home and Auto and ended up with better policies for myself and my family. I definitely recommend contacting Chris; he made the process painless.Kyle P.11/06/2019
I have enjoyed my experience with Iscential Insurance. Christopher quickly found the best rate for my home with all the perks. As a first-time home-buyer, Christopher educated me on what to look for in a home and helped me decide on flood insurance. I recommend using his services!Ariel N.11/06/2019
8220 Jones Road, Suite 100 Houston, TX 77065
Iscential is an independent insurance agency, risk management, and financial services agency. We help individuals, families, and businesses protect their most valuable assets. We work with over 140 different insurance and financial carriers to find the absolute best option for you.