Business Property Insurance

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business property insurance

What is Business Property Insurance & Why Do I need it?


Business property insurance covers the risk of loss to an organization’s buildings or personal property. It usually includes buildings, personal property of the insured business or business owner, personal property of others on-site, and in the insured’s possession. Coverage can be provided on an all risk or specific perils basis.

Types of Business Property Insurance Coverage

What is Usually Covered With Business Property Insurance?

Also known as commercial property insurance, is intended to protect owned property and buildings from perils such as fire and water damage.

Business property insurance is a type of insurance that covers the company building as well as the contents owned by the company. “Property” can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.

Under the liability policy coverage, the building should be protected from damaging events such as fire, burglary, and vandalism.


If business property is stolen, damaged or destroyed, business property insurance can help cover the costs to repair or replace your:
  • Personal property located at your business
  • Tools and equipment you use for business
  • Inventory stored at your office or warehouse
  • Furniture, such as couches, desks, chairs, and tables
  • Computers you use to run your business
  • Accounts receivable and other important documents
  • Outdoor landscaping, like fences

Looking for help with business property insurance?

Iscential is an independent insurance agency. If you are looking to improve your current insurance situation whether it’s for your car, home, business, or yourself. We have a solution for you. 

Now is the time to take control.

Contact Us




Iscential Inc.

8220 Jones Road, Suite 100 Houston, TX 77065

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Iscential is an independent insurance agency, risk management, and financial services agency. We help individuals, families, and businesses protect their most valuable assets. We work with over 140 different insurance and financial carriers to find the absolute best option for you.


Email: [email protected]

Phone: 713-856-5533

Address: Iscential Inc.

8220 Jones Road, STE 100 Houston, TX 77065

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