Iscential is an independent insurance agency, risk management, and financial services firm. We help individuals, families, and businesses protect their most valuable assets. We work with over 140 different insurance and financial carriers to find the absolute best option for you. Iscential is licensed to assist you in Texas, Pennsylvania, California, Oregon, Washington, Louisiana, New Mexico, Oklahoma, and over 30 more states.
Iscential Mission Statement
In everything that we do at Iscential, we believe in creating a new way of thinking that challenges the status quo. The way we challenge the status quo is by fully evaluating your situation, creating and implementing a truly unique plan designed to meet your goals, and exceed your expectations. We believe we make risk management, insurance, and financial services simple to understand and Iscential to your success. We believe in being Iscential… absolutely Iscential… to you… to us.
Trusted Advice Peace of Mind since 1993
Iscential is an Independent Insurance agency, risk management, and financial services agency.
We currently work with over 140 different insurance companies.
Iscential was founded in 1993 as a Nationwide Insurance agency (and was then known as the Barhorst Insurance Group). In 27 years, the agency has grown to more than 200+ employees and 30+ locations across the US. Iscential provides a full range of risk management, insurance and financial services for individuals, families and businesses. Iscential CEO, Warren Barhorst has truly cultivated a culture of success. Iscential is the largest writer of Nationwide property & casualty insurance in the country.
Iscential provides insurance products for individuals, families, and businesses, including: auto, motorcycle, boat, homeowners, life, farm, flood, commercial, workers compensation, administrative services, annuities, mortgages, mutual funds, pensions, long-term savings plans and health and productivity services.
What our customers are saying about us
Jessa LaFavre was extremely helpful in assisting me with a policy renewal issue I had. I would highly recommend Iscential, and Jessa specifically for he excellent support she gave. Thanks again.Ryan L.3/21/2020
John Haslem is the best in the business! He is caring and knowledgeable and looks out for his client’s best interests. He has always gone above and beyond to put my needs first. Not only has he saved me a considerable amount on my premiums, but has been calm and supportive in times when I needed an agent most in life.Mitch R.3/19/2020
Great company to work with. We run like a small business and don't really have a dedicated HR professional on staff. Amber has been very helpful over the past couple of years making sure we meet all federal guidelines and help aid in our efforts to support our staff on any HR needs.Jennifer H.3/18/2020
I would highly recommend this agency along with one of the best agents I’ve worked with, Chris Niakian. He was able to evaluate my current insurance policies and find the most efficient and inclusive policies to accurately take care of my financial risks without over insuring. I would hands down recommend him, and do to all of my business associates. It is very refreshing to find a young, talented and knowledgeable agent that is passionate about taking care of his clients. Couldn’t recommend enough!Travis S.3/02/2020
i Highly recommended Christopher. He’s very knowledgeable about his work and he find best policy for my budget. I’ve been sending my friends to him and the are also happy and thanking me for it 😊Rose J.2/28/2020
I am truly thankful for the wonderful service I received from Christopher Niakian at Iscential! Christopher is very knowledgeable and helpful. He made the experience very pleasant and provided outstanding service throughout the entire process. He did more for us in a few days than our prior insurance agency did the last 15 years! Not only do we now have a better home insurance policy than before, but were able to save a significant amount, as well.David W.2/28/2020
I would like to say that Christopher was amazing in helping me find the right policy for my son. He was patient, very helpful, kind, and definitely cares about his customers. I would truly recommend any body to him as he provided wonderful customer service. Thanks Chris for be SUPERB!!!!Janiece F.2/19/2020
We love working with the amazing staff at iscential. Thank you for meeting all of our needs, and taking great care of our business and employees!Whitney F.2/14/2020
I highly recommend Kayla Warren at Iscential Insurance Agency. She is an absolute pleasure to work with! I shopped around for quotes on auto and home policies, and Kayla was able to get me the best rate with excellent carriers. Her attention to detail, quick response time, and great customer service really make an outstanding agent to work with.Naomi S.2/05/2020
Working with Kayla Warren at Iscential was fantastic. Her customer service is unparalleled and she made sure that no stone was left unturned in making sure that all of my needs were met and all my questions answered when it came to all my insurance needs. Highly recommend!Scott K.2/04/2020
Kristi Howton did an amazing job explaining my insurance need options. She not only saved me money, but provided a better carrier. Thank you so much Kristi! I look forward to a LONG relationship!Gloria S.1/31/2020
The Benefits team at Iscential is first class with knowledge of the industry and a friendly, responsive and welcoming staff. They have worked tirelessly on making sure my family's benefit plan is the right fit for our needs. I cannot recommend them enough.Todd H.1/23/2020
Amber & Debra at Isential were very helpful through the application process. With so many options, they were able to minimize the confusion.ThanksPhilPhil S.1/23/2020
I am so very thankful for Amber's help with my benefits coverage! I made a mistake and she could not have handled the situation with more kindness and proficiency. Thank you so very much for taking a bad and stressful situation and turning it into such an easy experience.tlcomstive C.1/23/2020
We use Iscential for all our insurance needs. They came to our rescue when we were let down by another group. Everyone is extremely professional, knowledgeable, and helpful. Highly recommended!Radiance M.1/23/2020
The team is fantastic! They are quick to answer questions and help solve any issues you may have. Highly recommend.Chloe S.1/23/2020
I thought insurance was insurance. Well. It's not. Prior to Iscential, one of the worst financial decisions I ever made was saving a few thousand dollars on a "check the box" policy. Well, what happens when that "check the box" policy actually has a claim? The insurers "check out" and you're left holding the bag, or, in my case, litigation. Sitting down with Luke and Warren, my understanding and appreciation of insurance has completely changed. I pay more for insurance than I did before, but... read moreAustin H.1/23/2020
If you have employee insurance needs, then I highly recommend Iscential. They're awesome! Debra, Amber and gang are super easy to work with and will do ALL the heavy lifting to meet your needs. They even presented to our staff a power point presentation! Don't delay, reach out to them today. You won't be disappointed!Lee M.1/22/2020
I have used several insurance companies over the past 25 years and none compare to the level of service I currently receive from Iscential. Their staff is proactive in making sure I understand the details of each policy and managing the risk of each item being insured. Their response to questions is always timely and informative.David A.1/21/2020
John was great - prompt and very helpful in suggesting a good option for our homeowners insurance. As first-time home buyers we appreciated his taking the time to explain/breakdown different policy options, and in the end helped save us money by bundling with our auto insurance- 10/10 would recommend!Zach R.1/19/2020
- Elizabeth T.1/09/2020
Business owners, listen up! Kristi Howton with iscential can give you the customized insurance that you and your business needs—great prices for excellent coverage. Kristi and the team there will work with you to customize everything for your specific industry. They think of everything! Call and ask for Kristi!!!Laura L.1/06/2020
8220 Jones Road, Suite 100 Houston, TX 77065
Iscential is an independent insurance agency, risk management, and financial services agency. We help individuals, families, and businesses protect their most valuable assets. We work with over 140 different insurance and financial carriers to find the absolute best option for you.
Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor.
Cambridge and Iscential Inc are not affiliated.
Any Investment communication is strictly intended for individuals residing in Texas. No offers may be made or accepted from any resident outside the specific states referenced.